While keeping up with the several pandemics such as delta variant and increase of the disease by the changing lifestyle, a health insurance policy has become more important to buy. Because of the financial protection, it provides medical emergencies and has become an important part of each finance portfolio. The availability of the various types of health insurance plans makes it necessary to know the requirement, policy details, and documents and compare all considered factors before buying.
In this article, we will tell you the documents that are required to buy a health insurance plan and fill out the health insurance claim.
Necessary Documents for Health Insurance Plan?
Consider the following document if you want to buy a mediclaim plan. You must have all the given documents to submit your application under the health insurance policy successfully. If you forget any of the given documents, you cannot buy this policy.
It is the most important document you must have to fill out the health insurance policy for you. In addition, you have required to offer age proof for all members who are consists in the health insurance policy to get the major benefits. Following are some of the necessary documents you are submitting for the health insurance policy.
- Birth certificate
- Voter ID
- Driving license
- Pan Card
- 10th or 12th mark sheet
- Aadhar Card
It is also required to have the address proof along with you while submitting your health insurance policy application. The given documents must submit under the address proof.
- Telephone bill
- Electricity bills
- Aadhar card
- Ration card
- Voter ID
- Driving license
Under the identity proof, you have to provide the Aadhar Card, passport, Voter ID, PAN card, and driving license.
Passport Size Photographs:
The various health insurance companies are also asking for passport-size photos of the policy applicants if they want to buy the health insurance policies.
Some health insurance companies need their applicants under the medical tests. Therefore, the interested applicant is also required to submit all reports of their medical tests of them.
Along with these documents, there are some additional documents that the health insurance companies may ask for depending on the business model.
Documents that are Required to Claim Health Insurance
Here we present the list of the documents that are needed to attach with the file for reimbursement claims for the health insurance.
- An original claim with the signature
- Identity proof
- Indoor case papers
- Receipt of the ambulance
- Prescription by the doctor on the diagnostic test, consultation, and other medicines
- Original pharmacy bills
In this article, we tell you about the documents required in detail that are necessary to be handy with you when you are going to apply for the health insurance policy.